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If you cannot see the enquiry form please click here. Start here... Most questions aren't mandatory, but please try to complete as many as possible Would you like to raise extra cash? Approx minimum mortgage amount needed Approx maximum mortgage amount required(*) Current mortgage balance (if applicable) What is the current value of your home? Original cost of property (if applicable) Date property purchased (if applicable) Do you need self-certification of income? No Yes Are you/partner a homeowner or mortgage payer? Yes No Who is your current mortgage lender? Click to choose… - None - Abbey National Advantage Alliance & Leicester Amber Associates Bank of Scotland (HBOS) Barclays Birmingham Midshires Blemain Finance BM Solutions Bradford & Bingley Bristol & West Britannia Britannic Money Chelsea Cheltenham and Glos CitiFinancial Edeus First National Bank (FNB) First Plus Future GE Money GMAC-RFC Halifax (HBOS) HSBC Igroup Infinity Jim Whites Kensington Mortgages Lancashire Mortgage Co Lloyds TSB London Mortgage Mortgage Express Mortgage Force Mortgage Trust Mortgage Works Mortgages 4 Mortgages Direct Mortgages Plc Nat West National Guarantee Nationwide Northern Rock Paragon Group Platform Home Loans Preferred Mortgages RBS Scottish Widows Skipton Southern Pacific (SPML) Stroud and Swindon Swift The Mortgage Lender (TML) TMB TMC Tattenham Welcome Woolwich Yorkshire ~ Other please list below Other lender, if not listed above Remember that enquiries with a poor credit history are welcomed by brokers and nowadays are not necessarily considered to be a problem. Do you have any of the following problems?   Problem proving income   Poor credit rating   CCJ's   Defaults   Mortgage arrears   Late or missed payments   Repossession pending   Previously turned down   Trust Deed Any comments? Nearly there... Reason for mortgaging Please click to choose Bankruptcy problems Buy additional property Buy To Let deposit Debt consolidation Divorce or Separation Funding a venture Further education Holiday Holiday home Home improvements Investment purposes IVA problems Medical reasons Missed mortgage payments Pay off credit cards Pay off debts Pay off loans Raise additional finance Releasing equity Remove CCJs To fix credit history Trust Deed Vehicle Wedding ~ Other reasons, list below Any other reason? Please click to choose Bankruptcy problems Buy additional property Buy To Let deposit Debt consolidation Divorce or Separation Funding a venture Further education Holiday Holiday home Home improvements Investment purposes IVA problems Medical reasons Missed mortgage payments Move house Pay off credit cards Pay off debts Pay off loans Raise additional finance Reduce monthly bills Reduce mortgage payments Releasing equity Remove CCJs To fix credit history Trust Deed Vehicle Wedding ~ Other reasons, list below Please list any other reasons for mortgage Do you have redemption penalties? No Yes Not sure Approx value of secured loan(s) (if applicable) Who is your secured loan lender? None Barclays Blemain First National Future GE Capital GMAC HSBC Igroup Kensington Lloyds TSB Lombard NatWest Platform RBS Southern Pacific (SPML) SPPL Swift Welcome ~ Other please list below Other lender, if not listed above Approx total other loans and debts Permission for a credit check? Yes No Is this a joint or single enquiry? Joint Single Date of birth: (dd/mm/yy) Employment Status Full time permanent Part time permanent Temporary Contract Self employed House person Unemployed Your gross income 2nd enquirer's date of birth 2nd enquirer's employment Employed Self Employed Employed Unemployed Retired Other 2nd enquirer income (before tax) Thank you for your information so far. Please continue for quote. Please note:Postcode details are necessary for quotes and credit checks are carried out using phone number area codes… Title Mr Mrs Miss Ms First Name(*) Last Name(*) Address Postcode(*) Email address Evening Phone Daytime Phone Mobile Phone What is the best time to contact you Daytime Evening Weekend Would you like an assessment of your life insurance payments? (you are probably paying too much): Yes No Privacy and Terms Please note fields marked (*) are required to be entered Thank you for submitting your enquiry. We are currently processing your request, please wait for the next page to be displayed, which could take up to 45 seconds.

Looking to Compare Halifax Remortgages? Would you like to compare Halifax's range of products and at the same time measure their rates against the rates of their competitors? Do you need a little more information about the Halifax before you proceed? The origins of the Halifax go back to 1852 and those of Bank of Scotland even further to 1695. Following the merger of the two companies on 10th September 2001, HBOS, as it is now known, now has over 20 million customers. At the time of writing, it is the UK 's largest mortgage and savings provider. The combination of Halifax and Bank of Scotland as HBOS was seen as a move to create a major and distinctive competitor in the UK financial services market. HBOS believes it has the scale and the expertise to challenge the major clearing banks. Its headquarters is in Edinburgh, UK and its site can be found here Halifax Bank of Scotland Headquarters It is the UK's largest mortgage and savings provider with assets totalling over £540 billion. It is also a major provider of new current accounts and credit cards. It has approximately 2.3 million private shareholders making HBOS the largest private shareholder register in the UK. They provide a wide range of mortgage, remortgage and loan products including offset, flexible, fixed and equity release. If you're looking to save yourself money and get a mortgage that suits you personally - the way to do this is by shopping around and comparing information. Many people don't bother to do this - you have made the right choice and it just takes one easy form. Complete the confidential form on your right to compare Halifax mortgage products and rates to several other well-known UK lenders. Which Remortgage? You're looking for a remortgage? You're not sure which one you want? You need help? You want to save time? Like most people you will be looking for the best and the cheapest mortgage to suit your circumstances. Looking to Save Time and Money? On your behalf specialist remortgage brokers will search many of the UK's top remortgage companies including well-known High Street lenders such as Halifax, Northern Rock, Abbey, Nationwide, Alliance and Leicester, Barclays, HSBC, RBS and many more! Need Help to Compare Remortgages? Are you looking for a competitive remortgage? Do you want to release money available in your property or reduce your monthly payments? Maybe you need money for a deposit on a buy-to-let property? Poor Credit History or Already Been Refused a Loan? Do you have CCJs, IVAs, defaults, no proof of income, mortgage or rent arrears, need secured debt consolidation? Brokers may even be able to assist if you need help to stop repossession. We have access to specialists. Adverse Credit Mortgages Available Now An adverse credit mortgage (sometimes known as a sub-prime mortgage) is a loan given to those with poor credit. Usually the borrower would have credit issues such as CCJs (County Court Judgements due to non payments of outstanding debt), an IVA (individual voluntary arrangement that allows an individual to avoid bankruptcy and make maximum possible restitution to creditors), arrears (payments that have not been made by the due date), defaults (failure to meet the terms of a loan by not paying the interest or capital due), bankruptcy or repossession problems. The Most Appropriate Remortgage? 1st Remortgage UK will put you in touch with a broker whose aim is to help you find a range of remortgages and competitive interest rates which will help you decide on the most appropriate remortgage available. You may be required to pay a broking fee. The fee will depend on your circumstances, an indication is 1%. Early repayment charges will apply. They will vary depending on the mortgage you choose. The overall cost for comparison is 7% APR. The actual rate available will depend upon your circumstances. Ask for a illustration. APR variable and based on a usual case. There are two ways to repay the money you have borrowed. With a repayment mortgage your monthly payments will gradually pay off the amount you owe (the capital) as well as paying the interest charged to you for the loan. Provided you make all these agreed payments, your loan will be paid fully by the end of the mortgage term. Interest only mortgage payments cover the interest on the loan only, but do not pay off any of the capital. Separate arrangements need to be made to pay into a savings or investment scheme. This needs to build up a lump sum to pay off the mortgage at the end of the term. You have to to make sure you have enough money to repay the mortgage at the end of the term, otherwise you could lose your home